www.salientonlinesolutions.com (Wealth Division) and its sub-domains are owned by Salient Enterprises (California). Salient Online Solutions will also be referred to as the “Site” “We” or "Salient Enterprises" throughout these Terms.

AGE LIMITATIONS – There is currently no age restriction. However, all purchases (when a product or service is offered) must be made by persons over the age of 18 or over the age of 13 with parental consent and guidance.

THIRD-PARTY LINKS – Certain content, products and/or services may be offered through a third-party link from time to time.

You will be made aware of any links on this Site that direct you to websites not affiliated with this Site.. We will not be responsible for the accuracy of the information, products, or services contained on a third-party website.

REFUNDS - Refunds on any products, services, or programs will only be granted within 30 days of the purchase date unless otherwise specified on said product, service, or program. No refund will be granted if the purchaser is found to be in violation of any of the terms & conditions displayed on the site.

LIABILITY – We are not liable for any harm or damages related to the purchase or use of goods, services, resources, content, or any other transactions made in connection with any third-party websites. Please review carefully the third-party’s policies and practices and make sure you understand them before you engage in any transactions. Complaints, claims, concerns, or questions regarding third-party products should be directed to the third party.

PERSONAL INFORMATION – Submission of personal information is protected and governed by privacy laws. Please refer to our Privacy Policy.

CHANGES TO TERMS – Any ambiguities in the interpretation of these Terms shall not be construed against the drafting party.

We reserve the right, at our sole discretion, to update, change or replace any part of these Terms by posting updates and changes to our website. It is your responsibility to check our website periodically for changes. Your continued use of or access to our website or the Service following the posting of any changes to these Terms constitutes acceptance of those changes.

We reserve the right to change, modify or delete any part of these Terms to comply with any regulatory changes or recommendations.